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How to get student Loans in US



Eligibility Requirements

Our general eligibility requirements include that you have financial need, are a U.S. citizen or eligible noncitizen, and are enrolled in an eligible degree or certificate program at your college or career school. There are more eligibility requirements you must meet to qualify for federal student aid.

For a quick glance at the basic eligibility criteria for federal student aid, check out this graphic.

Did You Know?

There is no income cut-off to qualify for federal student aid. Many factors—such as the size of your family and your year in school—are taken into account.

Students With a Parent Who Was Killed in Iraq or Afghanistan

If your parent died as a result of military service in Iraq or Afghanistan  after the events of 9/11, you might be eligible for additional  Federal Pell Grant  funding or for an Iraq and Afghanistan Service Grant.

Non-U.S. Citizens

Generally, if you have a “green card” (in other words, if you are a permanent resident alien), you will be considered an “eligible noncitizen” and will be able to get federal student aid if you meet the other basic eligibility criteria. Learn about which immigration statuses make you an eligible noncitizen.

Students With Criminal Convictions

Your eligibility for federal student aid can be affected by incarceration or being subject to an involuntary civil commitment after completing a period of incarceration for a sexual offense.

Students With Intellectual Disabilities

Students with intellectual disabilities may receive funding from the Pell Grant, Federal Supplemental Educational Opportunity Grant, and  Federal Work-Study  programs in certain circumstances.

Homeless Students

Here are some resources for students who are homeless:

Students Who Are (or Have Been) in Foster Care

We don’t offer a financial aid program specifically for students who are (or have been) in foster care. However, such students can receive money for college if they meet the eligibility requirements for federal student aid.

Here are some resources for students who are (or have been) in foster care:

Staying Eligible

Find out how to stay eligible for federal student aid. Learn How to Stay Eligible

Regaining Eligibility

If you’ve been told you no longer qualify for federal student aid, find out how to get your eligibility back. Learn About Regaining Eligibility

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